You can't control how the wind blows, but you can adjust your sails.

Services

Bankruptcy

Living Trust

Bankruptcy

image1

Do you want to get out of debt?  Have you considered filing for Bankruptcy and feel lost because you are not for sure how to get started or what direction to take and how it will affect your future.

I am a Bankruptcy Petitioner Preparer.  I am not an Attorney and cannot give legal advice.  As a Bankruptcy Petitioner Bankruptcy, I can assist in preparing your documents for a  Chapter 7 Bankruptcy.  Chapter 7 is the most common form of bankruptcy filed.

Chapter 7 is a liquidation bankruptcy that wipes out most of your general unsecured debts such as credit cards and medical bills without the need to pay back balances through a repayment plan.

As a Bankruptcy Petition Preparer, I have strict guidelines I must follow.  I  charge according to the Bankruptcy guidelines in the District.  For example, in Riverside County, which is the Central District, I charge $200.00 to prepare your documentation.  Please contact me for more information. 

Divorce

Living Trust

Bankruptcy

Take control of your Divorce.  Divorce can be a very stressful process.

Going through Divorce can be very stressful and expensive,  Also, for children divorce is a confusing time.  You want to get through the process spending the least amount of money and being mindful of how you can handle this process with children.  I have been assisting client with this process for the past 25 years.  As a Legal Document Assistant, I can help you.  We are not attorneys and cannot give legal advice.  We can assist you in preparing your documentation and saving you lots of money,

Living Trust

Living Trust

Promote current deals

image2

Living Trust is something we do not want to think about, but it is something most people need to consider.  Life is very unpredictable.  You should want t make sure your love ones do not have to go through unnecessary legal steps upon your demise, which can be very costly.  

What is a Living Trust: a written legal document through which your assets are placed into a trust for your benefit during your lifetime and then transferred to designated beneficiaries at your death by your chosen representative, a "successor trustee.  

Promote current deals

Promote current deals

Promote current deals

image3

Running a holiday sale or weekly special? Definitely promote it here to get customers excited about getting a sweet deal.

Share the big news

Promote current deals

Share the big news

image4

Have you opened a new location, redesigned your shop, or added a new product or service? Don't keep it to yourself, let folks know.

Display their FAQs

Promote current deals

Share the big news

image5

Customers have questions, you have answers. Display the most frequently asked questions, so everybody benefits.

Bankruptcy

image6

I was drowning in debt, finally I am free and able to start again.  

                                                                                M. Smith - Temecula, CA

What We Can Do

I AM A BANKRUPTCY PETITION PREPARER.


I can assist you in typing your Chapter 7 Bankruptcy form.  

I am monitored by the Bankruptcy Court.  


What We CANNOT Do

I AM NOT AN ATTORNEY AND CANNOT GIVE LEGAL ADVICE.

Our Goal

Our goal is to assist you in the preparation of your documents so that you can avoid the high cost of using an attorney.  

Who Can answer my questions?

When coming through my service,  you will have the opportunity to speak with a bankruptcy attorney for legal counsel at a low and set price of $150.00. 


For detailed information about the different chapters please refer to the U.S. Bankruptcy web site in your District. 

Fee

Our fees are set according to the District.  


If you live in the Central District my fee is  – $200.00.  

If you live in the Southern District my fee is – $150.00. 


Getting prepared

Complete a Bankruptcy Course mandated by Law.

Before filing and receive a certificate of completion.


We can provide a list (Link) of inexpensive online courses.

Let's get started

Call us to book an appointment. 

Divorce

image7

I finally did it, and it was affordable!  R. Garcia - Murrieta, CA

Types of Divorce in California

Uncontested Divorce

 

A divorce in California is uncontested if you and your spouse can agree on major issues such as:

  • property division
  • alimony
  • child support
  • unlikeliness spouse will file papers in court disagreeing with the divorce request. 


On the other hand, a divorce is contested if you and your spouse cannot agree on enough issues to require resolution by the court.


Alternatives to Divorce in California 


A legal separation can be filed by a married person who wishes to maintain the marriage but physically separate and try to resolve any problems in the marriage. 


The grounds for separation are the same as those for dissolution: irreconcilable differences and incurable insanity. 


Upon such filing, the court will issue any necessary orders for child custody and visitation, child and spousal support and determinations of separate property assets and debts.


If the other party responds to the separation paperwork and requests a dissolution of marriage, the court may grant this. However, married persons still must file for divorce to end the marriage.

 

An annulment is sought in order to nullify the marriage and disavow its existence, returning the parties to their prior single status, as if they never married. 


The person seeking the annulment must prove that the prerequisites for annulments are met. The prerequisites tend to be more difficult to establish and therefore many lawyers advise clients to file for divorce.


Summary Dissolution 


Summary dissolution is an option for divorce in California that is only available to married couples meeting the following requirements: 


  • You and your spouse have been married less than five (5) years as of the date the divorce action is filed. 


  • You and your spouse have no children together whether born before or during the marriage, including adopted minors, and the Wife, to her knowledge, is not pregnant as of the date the divorce action is filed. 


  • You and your spouse agree that neither will receive spousal support. Neither you nor your spouse has any interest/ownership in real estate. 


  • Your grounds for dissolution are irreconcilable differences. 


  • The unpaid debts that you and your spouse incurred during marriage do not total more than $4,000 (except in regard to an automobile) 


  • The total fair market value of your community assets is no greater than $32,000 (except in regard to automobiles) 


  • Neither you nor your spouse have separate property worth more than $32,000 (except in regard to automobiles) 


  • Either you or your spouse have lived in California for the last 6 months and in the county where you file for summary dissolution for the last 3 months. 


Certain waivers and agreements are also required by the state before you may proceed with a summary dissolution. 

Fee

Divorce can be a very costly thing! But if you meet requirements for a simple divorce, fee is only $750.00 for our service. It includes paperwork completion and readiness for filling with court. (See *note)


It can be detrimental too, and we understand! We can also breakdown our fee for you with a 50% downpayment at time of service consultation and signing of contract.  Final  50% payment is due at time of paperwork completion.   


*Additional court fillings are not included and are extra cost at time of filling. 

For more information

For more information on request orders and other services related to divorce please contact us. 

Living Trusts

image8

I feel empowered knowing I got it done, now I can sleep much better.  

                                                                                                J. Smith - Fallbrook, CA

How can a living trust help your estate?

1. A living trust will avoid probate for all of the assets that have been transferred to the trust. 


  • Probate is a costly and time-consuming process that many estates do not need. 


2. A trust also can avoid a conservatorship, which can be very expensive, time-consuming, and restrictive. 


  • Conservatorships are needed when an individual can no longer manage his or her financial affairs. 
  • It is appointed by a court and given the power to manage the conservatee’s financial affairs, and also make decisions concerning the conservatee’s living arrangements. 
  • A properly prepared trust can provide a successor trustee who will manage the trust for the benefit of the trustor, sometimes avoiding the need for a conservatorship. 


How is a living trust set up and funded?

1. A trust document is prepared that usually names the trustors (the persons who are setting up the trust) as the trustees of the trust. 

  • The trustees are responsible for managing the trust and its assets. 
  • The trust usually nominates other persons, banks, or trust companies as successor trustees. 
  • The successor trustee(s) will take over management of the trust after the death, resignation, or incompetency of the original trustee(s). 


2. The trust also provides for distribution of the estates of the trustors after the deaths of both trustors. 

  • These provisions can be the same as those found in a will and might include trusts for younger beneficiaries, gifts to charities, etc. 


3. Depending on the size of the estate, the trust might also include provisions that will reduce or eliminate federal estate taxes. 


4. After the trust is signed, the trustors transfer their assets to the trust. 

  • If this is not done, additional legal work, possibly including a probate of these assets, will be required after the deaths of the trustors.

Promote current deals

Running a holiday sale or weekly special? Definitely promote it here to get customers excited about getting a sweet deal.

Share the big news

Have you opened a new location, redesigned your shop, or added a new product or service? Don't keep it to yourself, let folks know.

Display their FAQs

Customers have questions, you have answers. Display the most frequently asked questions, so everybody benefits.